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Progressive Insurance | Brand Guidelines

•Reference Library•Coverages

Coverages

Lucky for our customers, we offer a ton of coverage options. Lucky for our writers, they're all neatly compiled here for your reference. Treat direct, clear references of Progressive coverages and benefits as proper names and capitalize accordingly. However, don’t initial capitalize the word “coverage” or any other word being modified. Use initial lowercase for generic and non-Progressive references. See the hyphens and dashes section for additional guidelines.

Examples

  • Progressive Comprehensive coverage, Trip Interruption coverage, Pet Injury coverage. 
  • In Tennessee, liability coverage is now mandatory.

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AutoSpecial LinesCommercial LinesProperty

Auto


Progressive Auto Standard Coverages

  • Liability 
  • Bodily Injury Liability 
  • Property Damage Liability 
  • Comprehensive 
  • Collision
  • Uninsured/Underinsured Bodily Injury 
  • Uninsured/Underinsured Motorist Property Damage 
  • Medical Payments

Extra coverages and benefits:

  • Roadside Assistance 
  • Loan/Lease Payoff 
  • Rental Car Reimbursement 
  • Comprehensive
  • Custom Parts and Equipment Value 
  • Deductible Savings Bank® 
  • Windshield

Special Lines


Progressive Boat Standard coverages

  • Full Replacement Cost 
  • Bodily Injury and Property Damage Liability 
  • Fuel Spill

 

  • Wreckage Removal 
  • Roadside Assistance 
  • Water Sports

Extra coverages and benefits:

  • Total Loss Replacement 
  • Sign & Glide®  On-Water Towing 
  • Fishing Equipment or Carry-on Items 
  • Propulsion Plus®  Mechanical Breakdown

 

  • Comprehensive and Collision 
  • Uninsured/Underinsured Boater 
  • Medical Payments 
  • Trailer Trip Interruption



Progressive PWC (personal watercraft) standard coverages

  • Liability 
  • Bodily Injury Liability 
  • Property Damage Liability 
  • Comprehensive

 

  • Collision 
  • Uninsured/Underinsured Bodily Injury 
  • Uninsured/Underinsured Motorist Property Damage 
  • Medical Payments

Extra coverages and benefits:

  • Roadside Assistance 
  • Loan/Lease Payoff 
  • Rental Car Reimbursement 
  • Propulsion Plus® Mechanical Breakdown

 

  • Custom Parts and Equipment Value 
  • Deductible Savings Bank® 
  • Windshield



Progressive RV standard Coverages

  • Comprehensive and Collision 
  • Liability

 

  • Uninsured/Underinsured Motorist 
  • Medical Payment

Extra coverages and benefits:

  • Roadside Assistance 
  • Total Loss Replacement 
  • Replacement Cost Personal Effects 
  • Vacation Liability

 

  • Full Timer's Liability  
  • Loss Assessment 
  • Emergency Expense 
  • Pet Injury



Progressive Motorcycle standard coverages

  • Full Replacement Cost and No Depreciation 
  • Accessories and Custom Parts/Equipment 
  • OEM Parts 
  • Bodily Injury and Property Damage Liability

 

  • Uninsured/Underinsured Motorist 
  • Comprehensive and Collision 
  • Medical Payments

Extra coverages and benefits:

  • Total Loss Coverage (TLC) 
  • Roadside Assistance 
  • Trip Interruption

 

  • Carried Contents® 
  • Disappearing Deductibles 
  • Enhanced Injury Protection



Progressive ATV standard coverages

  • Bodily Injury and Property Damage Liability 
  • Uninsured/Underinsured Motorist Bodily Injury and Property Damage 
  • Comprehensive and Collision

 

  • Uninsured/Underinsured Motorist
  • Medical Payments 
  • Accessories and Custom Parts/Equipment

Extra coverages and benefits

  • Total Loss Coverage (TLC) 
  • Roadside Assistance
  • Trip Interruption
  • Carried Contents® 
  • Disappearing Deductibles
  • Enhanced Injury Protection



Progressive Golf Cart standard coverages

  • Bodily Injury and Property Damage Liability 
  • Guest Passenger Liability 
  • Uninsured/Underinsured Motorist Bodily Injury and Property Damage

 

  • Comprehensive and Collision 
  • Medical Payments 
  • Accessory



Progressive Snowmobile standard coverages

  • Bodily Injury and Property Damage Liability 
  • Uninsured/Underinsured Motorist Bodily Injury and Property Damage 
  • Comprehensive and Collision

 

  • Medical Payments 
  • Accessories and Custom Parts/Equipment



Progressive Segway standard coverages

  • Bodily Injury and Property Damage Liability 
  • Uninsured/Underinsured Motorist Bodily Injury and Property Damage 
  • Comprehensive and Collision

 

  • Medical Payments 
  • Accessories and Custom Parts/Equipment

Commercial Lines


Progressive Commercial Truck standard coverages

  • Motor Truck Cargo 
  • Motor Truck General Liability 
  • Non-Trucking Liability

 

  • Rental Reimbursement with Downtime 
  • Trailer Interchange

Extra coverages and benefits:

  • Medical payments 
  • Personal Injury Protection

 

  • Pet Injury



Progressive Commercial Business standard coverages

  • General Liability 
  • Professional Liability 
  • Workers' Compensation 
  • Business Owners Policy (BOP)

 

  • Health Insurance 
  • Cyber Insurance 
  • Contractors General Liability (Please note: When referring to any coverage that includes "Contractors" in the name, it shouldn't have an apostrophe.)



Progressive Commercial Auto Standard coverages

  • Bodily Injury Liability 
  • Property Damage Liability 
  • Uninsured Motorist 
  • Physical Damage

 

  • Collision 
  • Comprehensive 
  • Individual Named Insured Endorsement 
  • Fire and Theft with CAC

Extra coverages and benefits

  • Non-Owned Car 
  • Any Auto 
  • Hired Auto

 

  • Drive Other Car 
  • Single Deductible Endorsement
  • Tools and Equipment



Progressive Commercial Tow Truck standard coverages

  • Bodily Injury Liability 
  • Property Damage Liability 
  • Medical Payments 
  • Physical Damage

  

  • Collision 
  • Comprehensive 
  • Fire and Theft with CAC 
  • Uninsured Motorist

Extra coverages and benefits:

  • Garagekeepers Legal Liability

 

  • On-Hook Towing

Property


Progressive Condo standard coverages

  • Personal Possessions 
  • Loss of Use

 

  • Personal Liability 
  • Medical Payments

Extra coverages and benefits:

  • Water Back-up

 

  • Personal Injury



Progressive Homeowners standard coverages

  • Dwelling 
  • Other Structures 
  • Personal Possessions

 

  • Loss of Use 
  • Personal Liability 
  • Medical Payments

Extra coverages and benefits:

  • Water Back-up 
  • Personal Injury

 

  • Flood



Progressive Manufactured and Mobile Home standard coverages

  • Dwelling 
  • Other Structures 
  • Personal Possessions

 

  • Loss of Use 
  • Personal Liability 
  • Medical Payments

Extra coverages and benefits:

  • Personal Injury

 

  • Replacement Cost



Progressive Renters standard coverages

  • Personal Property 
  • Loss of Use

 

  • Personal Liability 
  • Medical Payments

Extra coverages and benefits

  • Water Back-up
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