[{"data":1,"prerenderedAt":406},["ShallowReactive",2],{"page-discounts-published":3},{"id":4,"documentId":5,"title":6,"slug":7,"description":8,"seoTitle":8,"seoDescription":8,"seoKeywords":8,"createdAt":9,"updatedAt":10,"publishedAt":11,"blocks":12},1747,"ogwy9zcr0298p1v268we5rsx","Discounts","discounts",null,"2026-07-06T19:24:25.034Z","2026-09-24T15:01:12.613Z","2026-09-24T15:01:12.681Z",[13,23,37,110,129,147,164,181,198,215,232,249,266,283,300,317,334,351,365,382,399],{"id":14,"items":15,"__component":22},1549,[16,20],{"id":17,"title":18,"link":19},3685,"Reference Library","\u002Freference-library",{"id":21,"title":6,"link":8},3686,"page.breadcrumb-nav",{"id":24,"navAnchor":8,"title":6,"content":25,"subheadText":26,"borderClass":27,"disclosureText":8,"buttons":28,"blurb":29,"groups":35,"__component":36},5756,"","We offer lots of ways for customers to save. When writing about Progressive discounts, treat each discount name as a proper name and capitalize it. For multiword names, capitalize every word, including \"Discount.\" Use numerals for numbers in discount names. If you refer to a discount generically later in your copy, use lowercase. See the hyphens and dashes guidelines for more information.","no-border",[],[30],{"id":31,"header":32,"content":33,"__component":34},240,"Examples of when to use initial capitalization versus lowercase","- Paid In Full Discount, 3-Year Accident and Violation Free Discount. \n- The discount is effective at your next renewal.","page.text-content-blurb-text",[],"page.text-content",{"id":38,"title":39,"items":40,"__component":109},789,"EXPLORE",[41,45,49,53,57,61,65,69,73,77,81,85,89,93,97,101,105],{"id":42,"title":43,"anchor":44},9302,"#","#numbers",{"id":46,"title":47,"anchor":48},9303,"A","#a",{"id":50,"title":51,"anchor":52},9304,"C","#c",{"id":54,"title":55,"anchor":56},9305,"D","#d",{"id":58,"title":59,"anchor":60},9306,"E","#e",{"id":62,"title":63,"anchor":64},9307,"G","#g",{"id":66,"title":67,"anchor":68},9308,"H","#h",{"id":70,"title":71,"anchor":72},9309,"M","#m",{"id":74,"title":75,"anchor":76},9310,"N","#n",{"id":78,"title":79,"anchor":80},9311,"O","#o",{"id":82,"title":83,"anchor":84},9312,"P","#p",{"id":86,"title":87,"anchor":88},9313,"R","#r",{"id":90,"title":91,"anchor":92},9314,"S","#s",{"id":94,"title":95,"anchor":96},9315,"T","#t",{"id":98,"title":99,"anchor":100},9316,"U","#u",{"id":102,"title":103,"anchor":104},9317,"V","#v",{"id":106,"title":107,"anchor":108},9318,"W","#w","page.anchor-navigation",{"id":111,"navAnchor":112,"title":8,"content":113,"subheadText":8,"borderClass":27,"disclosureText":8,"buttons":114,"blurb":115,"groups":116,"__component":36},5757,"numbers","### \\#",[],[],[117],{"id":118,"header":8,"content":8,"navAnchor":119,"showBottomBorder":120,"columns":121,"buttons":128},12281,"#grid-spaces",false,[122,125],{"id":123,"columnTitle":8,"content":124},6872,"**3-Year Accident and Violation Free Discount**—The savings earned by going three years without an at-fault accident and without a major, minor, speeding, or driving-while-intoxicated violation.  \n\u003Cbr>\u003Cbr>\n**3-Year Safe Driving Discount**—The savings earned when none of the rated drivers have violations or accidents in the 36 months prior to policy period inception. \n\u003Cbr>\u003Cbr>\n**3-Year Safe Driving Bonus Discount**—The savings earned when a policy qualifies for Preferred status, but no longer qualifies for the 3-Year Safe Driving Discount because one violation is being added to the policy. \n\u003Cbr>\u003Cbr>",{"id":126,"columnTitle":8,"content":127},6873,"**5-Year Accident Free Discount**—The savings earned for going five years without an at-fault accident. \n\u003Cbr>\u003Cbr>\n**5-Year Claim Free Discount**—The savings earned for going five years without an at-fault or not-at-fault accident. ",[],{"id":130,"navAnchor":131,"title":8,"content":132,"subheadText":8,"borderClass":133,"disclosureText":8,"buttons":134,"blurb":135,"groups":136,"__component":36},5758,"a","### A","border-top",[],[],[137],{"id":138,"header":8,"content":8,"navAnchor":8,"showBottomBorder":120,"columns":139,"buttons":146},12282,[140,143],{"id":141,"columnTitle":8,"content":142},6874,"**Accident Avoidance Discount**—The savings earned for a driver completing a four-hour motor vehicle accident avoidance course with nationally recognized curriculum or curriculum approved by a state or federal agency.  \n\u003Cbr>\u003Cbr>\n**Accredited Builder Discount**—The discount on policies that cover a home that is built by an accredited builder. \n\u003Cbr>\u003Cbr>\n**Advanced Defensive Driver Discount**—The savings earned for completing a state-approved refresher driver training course. \n\u003Cbr>\u003Cbr>\n**Advance Quote Discount**—The savings earned for getting a Progressive quote well in advance of buying the policy. The advance period varies by product, state, and channel, but is never less than one day. \n\u003Cbr>\u003Cbr>\n**Advance Shop Days Discount**—The savings earned for getting a Progressive quote well in advance of buying the policy. The advance period varies by product, state, and channel, but is never less than one day. \n\u003Cbr>\u003Cbr>\n**Agency Package Discount**—The savings earned when the customer has a homeowners policy with another company that is written by the same agency that wrote the Progressive Auto policy. ",{"id":144,"columnTitle":8,"content":145},6875,"**Airbag 1 Discount**—The savings earned when a vehicle has a driver-side airbag only.  \n\u003Cbr>\u003Cbr>\n**Anti-Lock Brakes Discount**—The savings earned for having anti-lock brakes on a vehicle. \n\u003Cbr>\u003Cbr>\n**Anti-Theft Discount** (passive alarm)—The savings earned when a vehicle has an item or system designed to prevent unauthorized use. \n\u003Cbr>\u003Cbr>\n**Anti-Theft Discount** (recovery device)—The savings earned when a vehicle has a factory or aftermarket recovery device or tracking system such as GM's OnStar system, LoJack®, or Teletrac®. \n\u003Cbr>\u003Cbr>\n**Association Discount**—A discount offered to members of specific organizations (e.g., Harley Owners Group® or USAA). \n\u003Cbr>\u003Cbr>\n**Automatic Card Payment Discount**—The savings earned for choosing a debit or credit card for payment and maintaining the same debit or credit card for future payments. ",[],{"id":148,"navAnchor":149,"title":8,"content":150,"subheadText":8,"borderClass":133,"disclosureText":8,"buttons":151,"blurb":152,"groups":153,"__component":36},5759,"c","###  C",[],[],[154],{"id":155,"header":8,"content":8,"navAnchor":8,"showBottomBorder":120,"columns":156,"buttons":163},12283,[157,160],{"id":158,"columnTitle":8,"content":159},6876,"**Claim Free Discount**—The discount earned when the customer did not have a claim within the five-year period preceding the policy effective date. \n\u003Cbr>\u003Cbr>\n**Claim Free Renewal Discount**—The discount available at renewal if the customer has no at-fault claims. ",{"id":161,"columnTitle":8,"content":162},6877,"**Continuous Insurance Discount**—The savings earned when a customer has been previously covered by personal auto liability insurance with the same carrier for at least six months before the purchase of a Progressive policy with a lapse of 31 days or less. ",[],{"id":165,"navAnchor":166,"title":8,"content":167,"subheadText":8,"borderClass":133,"disclosureText":8,"buttons":168,"blurb":169,"groups":170,"__component":36},5760,"d","### D",[],[],[171],{"id":172,"header":8,"content":8,"navAnchor":8,"showBottomBorder":120,"columns":173,"buttons":180},12284,[174,177],{"id":175,"columnTitle":8,"content":176},6878,"**Daytime Running Lights Discount**—The savings earned when a vehicle is equipped with daytime running lights. \n\u003Cbr>\u003Cbr>\n**Defensive Driver Discount**—The savings earned for completing a state-approved driver training course. ",{"id":178,"columnTitle":8,"content":179},6879,"**Distant Student Discount**—The savings earned for having a child who lives away at school and doesn’t have regular access to a car. \n\u003Cbr>\u003Cbr>\n**Driver Improvement Discount**—The savings earned when a driver 55 or older completes a state-approved driving course within the past three years. \n",[],{"id":182,"navAnchor":183,"title":8,"content":184,"subheadText":8,"borderClass":133,"disclosureText":8,"buttons":185,"blurb":186,"groups":187,"__component":36},5761,"e","### E",[],[],[188],{"id":189,"header":8,"content":25,"navAnchor":8,"showBottomBorder":120,"columns":190,"buttons":197},12285,[191,194],{"id":192,"columnTitle":8,"content":193},6880,"\n**E-Policy Discount**—The discount applied if the insured elects to receive policy documents via email. \n\u003Cbr>\u003Cbr>\n**E-Signature Discount**—The savings earned for choosing to buy a policy direct and signing new business documents online. \n",{"id":195,"columnTitle":8,"content":196},6881,"**Electronic Funds Transfer Discount**—The savings earned for choosing an electronic funds transfer (EFT) payment plan. Note: Also written as EFT Discount. ",[],{"id":199,"navAnchor":200,"title":8,"content":201,"subheadText":8,"borderClass":133,"disclosureText":8,"buttons":202,"blurb":203,"groups":204,"__component":36},5762,"g","### G",[],[],[205],{"id":206,"header":8,"content":8,"navAnchor":8,"showBottomBorder":120,"columns":207,"buttons":214},12286,[208,211],{"id":209,"columnTitle":8,"content":210},6882,"**Good Driver Discount**—The savings earned when qualifying for \"good driver\" status under section 1861.025 of the California Insurance Code. Note: This is a California-specific discount. ",{"id":212,"columnTitle":8,"content":213},6883,"\n**Good Student Discount**—The savings earned by drivers who reach and maintain a specific level of academic achievement. The levels include top 20% of class, B-average, 3.0 grade-point average, honor roll\u002Fdean’s list, or top-20th percentile ranking on the SAT or other standardized college entrance test. ",[],{"id":216,"navAnchor":217,"title":8,"content":218,"subheadText":8,"borderClass":133,"disclosureText":8,"buttons":219,"blurb":220,"groups":221,"__component":36},5763,"h","### H",[],[],[222],{"id":223,"header":8,"content":8,"navAnchor":8,"showBottomBorder":120,"columns":224,"buttons":231},12287,[225,228],{"id":226,"columnTitle":8,"content":227},6884,"**Homeowner Discount**—The savings earned when the primary residence is a home, townhome, or condominium. \n\n",{"id":229,"columnTitle":8,"content":230},6885,"**Home Update Discount**—The savings earned if significant improvements have been made to the home within the last 10 years. ",[],{"id":233,"navAnchor":234,"title":8,"content":235,"subheadText":8,"borderClass":133,"disclosureText":8,"buttons":236,"blurb":237,"groups":238,"__component":36},5764,"m","### M",[],[],[239],{"id":240,"header":8,"content":8,"navAnchor":8,"showBottomBorder":120,"columns":241,"buttons":248},12288,[242,245],{"id":243,"columnTitle":8,"content":244},6886,"**Mature Driver Discount**—The savings earned if a driver aged 60 or older submits a certificate verifying successful completion of an approved accident prevention course. Note: Age varies by state. \n\u003Cbr>\u003Cbr>\n**Minor Child Discount**—The savings earned for having a child age 18 or younger listed as a rated driver, along with a minimum level of policy tenure (tenure varies by state). \n\u003Cbr>\u003Cbr>\n**Mobile Home Owner Discount**—The savings earned for owning a mobile home. \n\u003Cbr>\u003Cbr>\n**Motorcycle License Endorsement Discount**—The discount earned on a Motorcycle policy when the operator has a valid motorcycle license or endorsement on their driver’s license.  ",{"id":246,"columnTitle":8,"content":247},6887,"\n**Multi Car Discount**—The savings earned for having more than one vehicle on the Progressive policy. \n\u003Cbr>\u003Cbr>\n**Multi Policy Discount**—The savings earned for having multiple Progressive policies, such as a Personal Auto policy and a Boat policy. \n\u003Cbr>\u003Cbr>\n**Multi Vehicle Discount**—The savings earned when more than one motorcycle, off-road vehicle, or combination thereof, is insured. ",[],{"id":250,"navAnchor":251,"title":8,"content":252,"subheadText":8,"borderClass":133,"disclosureText":8,"buttons":253,"blurb":254,"groups":255,"__component":36},5765,"n","### N",[],[],[256],{"id":257,"header":8,"content":8,"navAnchor":8,"showBottomBorder":120,"columns":258,"buttons":265},12289,[259,262],{"id":260,"columnTitle":8,"content":261},6888,"**New Purchase Discount**—The discount offered to homeowners who are obtaining a policy to coincide with the purchase of a home. \n\u003Cbr>\u003Cbr>\n**Nonsmoker Discount**—The savings earned when all residents of a home are nonsmokers. \n",{"id":263,"columnTitle":8,"content":264},6889,"**Non Drinker Discount**—The savings earned when no members of the household or person who regularly operates a covered vehicle under the policy ever consumes alcohol. Note: This is a Utah-specific discount. ",[],{"id":267,"navAnchor":268,"title":8,"content":269,"subheadText":8,"borderClass":133,"disclosureText":8,"buttons":270,"blurb":271,"groups":272,"__component":36},5766,"o","### O",[],[],[273],{"id":274,"header":8,"content":8,"navAnchor":8,"showBottomBorder":120,"columns":275,"buttons":282},12290,[276,279],{"id":277,"columnTitle":8,"content":278},6890,"**Occasional Operator Discount**—The savings earned when an operator is under the age of 19, resides in the named insured's household, and operates all vehicles in a policy less than 50 percent of the time. Note: This is a California-specific discount. \n",{"id":280,"columnTitle":8,"content":281},6891,"**Original Owner Discount**—The discount earned on Comprehensive and Collision coverages when the first issued title remains with the current owner. ",[],{"id":284,"navAnchor":285,"title":8,"content":286,"subheadText":8,"borderClass":133,"disclosureText":8,"buttons":287,"blurb":288,"groups":289,"__component":36},5767,"p","### P",[],[],[290],{"id":291,"header":8,"content":8,"navAnchor":8,"showBottomBorder":120,"columns":292,"buttons":299},12291,[293,296],{"id":294,"columnTitle":8,"content":295},6892,"\n**Package Policy Discount**—The savings earned when a customer has their home insured through Progressive and an auto policy with Progressive or other preferred partner. \n\u003Cbr>\u003Cbr>\n**Paid In Full Discount**—A discount for customers who pay their premium all at once. \n\u003Cbr>\u003Cbr>\n**Paperless Discount**—The savings earned by receiving policy documents electronically instead of by conventional mail. \n\u003Cbr>\u003Cbr>\n**Passive Restraint Discount**—The savings earned by customers whose vehicles have passive restraint safety devices, such as airbags and automatic seatbelts. \n",{"id":297,"columnTitle":8,"content":298},6893,"\n**PIP 65 Discount**—The savings earned when the driver is age 65 or older and doesn't collect any wages  \n\u003Cbr>\u003Cbr>\n**Prompt Payment Discount**—The savings earned on all new business policies and renewal policies that have been in effect for at least 12 continuous months and have had no late fees or non-sufficient funds. \n\u003Cbr>\u003Cbr>\n**Protective Device Discount**—The savings earned when a home includes a fire alarm or burglar alarm. ",[],{"id":301,"navAnchor":302,"title":8,"content":303,"subheadText":8,"borderClass":133,"disclosureText":8,"buttons":304,"blurb":305,"groups":306,"__component":36},5768,"r","### R",[],[],[307],{"id":308,"header":8,"content":8,"navAnchor":8,"showBottomBorder":120,"columns":309,"buttons":316},12292,[310,313],{"id":311,"columnTitle":8,"content":312},6894,"\n**Renewal Discount**—The savings earned when all policies are in renewal policy periods. \n\u003Cbr>\u003Cbr>\n**Resident Insurance Discount**—The savings earned by being a named insured under a homeowner, townhouse, condominium owner, renters, or mobile home owners policy covering their principal residence. ",{"id":314,"columnTitle":8,"content":315},6895,"\n**Residency Rewards Discount**—The savings earned by living at a residence for a certain length of time (varies by state). \n\u003Cbr>\u003Cbr>\n**Responsible Driver Discount**—The savings earned when none of the listed operators have a driving record surcharge applied to the policy. ",[],{"id":318,"navAnchor":319,"title":8,"content":320,"subheadText":8,"borderClass":133,"disclosureText":8,"buttons":321,"blurb":322,"groups":323,"__component":36},5769,"s","### S",[],[],[324],{"id":325,"header":8,"content":8,"navAnchor":8,"showBottomBorder":120,"columns":326,"buttons":333},12293,[327,330],{"id":328,"columnTitle":8,"content":329},6896,"**Safe and Steady Rider® Discount**—The discount earned by riders who are 45 years old or older, with four or more years riding experience, and who have no chargeable violations or at-fault accidents. \n\u003Cbr>\u003Cbr>\n**Safety Course Discount**—The discount earned by riders who have successfully completed an approved motorcycle, ATV, or snowmobile safety course within the past three years. \n\u003Cbr>\u003Cbr>\n**Secured Subdivision Community\u002FBuilding Discount**—The discount applied to a home in a neighborhood protected by 24-hour manned security or passkey gates protecting all entrances to the community. \n\u003Cbr>\u003Cbr>\n**Secured Water Heater Discount**—The discount applied when a homeowner has a secured water heater in the home.  \n\u003Cbr>\u003Cbr>\n**Senior Citizen Discount**—The savings earned if a driver aged 60 or older submits a certificate verifying successful completion of an approved accident prevention course. \n\u003Cbr>\u003Cbr>\n**Senior Safe Driver Discount**—The savings earned when a driver being rated completes an Oregon-state-approve driver safety course within the past three years for drivers of age 55-69 and within two years of drivers over age 70. Note: This is an Oregon-specific discount. \n\u003Cbr>\u003Cbr>\n**Snapshot Discount®**—The discount a customer can earn in the Snapshot program. \n\n",{"id":331,"columnTitle":8,"content":332},6897,"**Snapshot Participation Discount**—The savings earned by enrolling in the Snapshot program and staying enrolled during the first policy period.  \n\u003Cbr>\u003Cbr>\n**Snapshot Renewal Discount**—The savings earned by staying enrolled in the Snapshot program during a renewal policy period. \n\u003Cbr>\u003Cbr>\n**Smart Home Discount**—The savings earned when a home has a qualifying smart home protection device installed and in use (i.e., water leak detection sensor, door and window sensors, smart fire alarms). \n\u003Cbr>\u003Cbr>\n**Smart Technology Discount**—The savings earned for vehicles equipped with automatic emergency braking (AEB) as part of the manufacturer's factory build. \n\u003Cbr>\u003Cbr>\n**Smoke Alarm Notification Discount**—The discount earned if the homeowner has installed a smart battery in each smoke alarm that confirms the battery is still active or a device that detects smoke alarm activation and notifies the homeowner via smartphone when the alarm is activated. \n\u003Cbr>\u003Cbr>\n**Super Good Driver Discount**—The savings earned when qualifying for \"good driver\" status under section 1861.025 of the California Insurance Code, having at least five years of experience driving, and not having an at-fault accident in the past five years. Note: This is a California-specific discount. ",[],{"id":335,"navAnchor":336,"title":8,"content":337,"subheadText":8,"borderClass":133,"disclosureText":8,"buttons":338,"blurb":339,"groups":340,"__component":36},5770,"t","### T",[],[],[341],{"id":342,"header":8,"content":8,"navAnchor":8,"showBottomBorder":120,"columns":343,"buttons":350},12294,[344,347],{"id":345,"columnTitle":8,"content":346},6898,"**Teen Driver Discount**—The savings earned for having a child under the age of 19 listed as a rated driver, along with a minimum level of policy tenure (tenure varies by state).  \n\u003Cbr>\u003Cbr>\n**Theft Alarm Discount**—The savings earned if the homeowner has installed a motion-detecting camera outside the home that notifies the homeowner of a home intrusion via smartphone, a burglar alarm system on all windows and doors that notifies the homeowner of an intrusion via smartphone, or a complete burglar alarm that reports to police or a central station. \n\n",{"id":348,"columnTitle":8,"content":349},6899,"**Transfer Discount**—The discount earned at new business when the named insured or spouse has had continuous insurance on a Recreational Lines product. \n\u003Cbr>\u003Cbr>\n**Travelink Car Pool Discount**—The discount earned when the insured participates in an employee-sponsored, state-approved Travelink Mitigation Act program. Note: This is a Delaware-specific discount. ",[],{"id":352,"navAnchor":353,"title":8,"content":354,"subheadText":8,"borderClass":133,"disclosureText":8,"buttons":355,"blurb":356,"groups":357,"__component":36},5771,"u","### U",[],[],[358],{"id":359,"header":8,"content":8,"navAnchor":8,"showBottomBorder":120,"columns":360,"buttons":364},12295,[361],{"id":362,"columnTitle":8,"content":363},6900,"**Umbrella Discount**—The savings earned by an insured who maintains Umbrella coverage. \n",[],{"id":366,"navAnchor":367,"title":8,"content":368,"subheadText":8,"borderClass":133,"disclosureText":8,"buttons":369,"blurb":370,"groups":371,"__component":36},5772,"v","### V",[],[],[372],{"id":373,"header":8,"content":8,"navAnchor":8,"showBottomBorder":120,"columns":374,"buttons":381},12296,[375,378],{"id":376,"columnTitle":8,"content":377},6901,"\n**Verified Mileage Program Discount**—The savings earned when an insured consents and participates in the program. Note: This is a California-specific discount. \n",{"id":379,"columnTitle":8,"content":380},6902,"\n**VIN Etching Discount**—The savings earned when a vehicle has the vehicle identification number (VIN) or other unique symbol etched on the vehicle's window.  ",[],{"id":383,"navAnchor":384,"title":8,"content":385,"subheadText":8,"borderClass":133,"disclosureText":8,"buttons":386,"blurb":387,"groups":388,"__component":36},5773,"w","### W",[],[],[389],{"id":390,"header":8,"content":8,"navAnchor":8,"showBottomBorder":120,"columns":391,"buttons":398},12297,[392,395],{"id":393,"columnTitle":8,"content":394},6903,"\n**Water Leak Protection Discount**—The savings earned if a homeowner has installed water leak detection sensors with smartphone notification or a water flow sensor with automatic shutoff. \n",{"id":396,"columnTitle":8,"content":397},6904,"**Wind Mitigation Discount**—The discount applied to homes with certain types of roofs or homes that meet certain building protection requirements.",[],{"id":400,"prevLabel":401,"prevUrl":402,"nextLabel":403,"nextUrl":404,"borderTop":133,"__component":405},1258,"Savings Claims","\u002Fsavings-claims","Trademarks","\u002Ftrademarks","page.button-pagination",1790297971036]